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  1. I have payment info on file but my other accounts don't need it because I simply transfer linden dollars. I've also tried to earn my way in SL and didn't have payment info but was able to buy things. PIOF is not a way to identify good or bad people. Don't discriminate based on PIOF. That's PIOFist.
  2. December is the time to evaluate the year...
  3. I've made accounts without too, but have always end up adding a payment source.. mostly because I know people will speculate about them otherwise and it's easier to fly under the radar with an alt with a payment source. It's not like the Lindens are going to point you out to others. I still pass the money from my main account either way too keep from spending too much. I've made accounts for non-nefarious reasons.. the last two times it was to dress a newbie from scratch and have them come out looking good while spending as little as possible because it's a fun hobby to me sometimes. I also won't fill up my inventory with all of that stuff.. I don't care why people do it, business, rp accounts only, to be alone, sex, projects, ai companions, or just to stand around looking good on their sim (well I do care about it if that's all there is there..). I guess if you make a number of them though there could be more of a possibility of your payment source getting hacked? Either way, if I'm not in a more than shallow relationship with them, why should I care?
  4. I daresay that some people don't have a very vivid imagination (if they depend on animations and attachments, not "good chat RP").
  5. Sl needs more metal and international music clubs in my opinion.